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Fencer Vulns
high 7.5

CVE-2026-27584 json

ActualBudget server is Missing Authentication for SimpleFIN and Pluggy AI bank sync endpoints

published 2026-02-24 8 mo ago modified 2026-06-17 4 mo ago also GHSA-m2cq-xjgm-f668 , EUVD-2026-8526

cvss
7.5
version 3.1, NVD
cisa kev
Not listed
not in CISA's catalog
epss
0.4%
EPSS 0.4% chance of exploitation in 30 days, percentile 39%
public exploits
0
none known

Summary

Actual is a local-first personal finance tool. Prior to version 26.2.1, missing authentication middleware in the ActualBudget server component allows any unauthenticated user to query the SimpleFIN and Pluggy.ai integration endpoints and read sensitive bank account balance and transaction information. This vulnerability allows an unauthenticated attacker to read the bank account balance and transaction history of ActualBudget users. This vulnerability impacts all ActualBudget Server users with the SimpleFIN or Pluggy.ai integrations configured. The ActualBudget Server instance must be reachable over the network. Version 26.2.1 patches the issue.

Patch / fix

  • npm @actual-app/sync-server 26.2.1
  • actualbudget actual 26.2.1

CISA SSVC

Exploitation
Proof of concept is public
Automatable
yes
Technical impact
partial
Assessed
8 mo ago

Exploit prediction

0.45% chance of exploitation in the next 30 days, higher than 39% of all scored CVEs (FIRST EPSS, 2026-11-08).

Exploits and checks

  • github.com https://github.com/actualbudget/actual/security/advisories/GHSA-m2cq-xjgm-f668 referenced PoC, tagged "exploit" by a source, unverified

CVSS scores

assigned by version score vector
CNA 4.0 9.2 CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:N/VA:N/SC:H/SI:N/SA:N
CNA 4.0 9.2 CVSS:4.0/AV:N/AC:L/AT:N/PR:N/UI:N/VC:H/VI:N/VA:N/SC:H/SI:N/SA:N/E:X/CR:X/IR:X/AR:X/MAV:X/MAC:X/MAT:X/MPR:X/MUI:X/MVC:X/MVI:X/MVA:X/MSC:X/MSI:X/MSA:X/S:X/AU:X/R:X/V:X/RE:X/U:X
NVD 3.1 7.5 CVSS:3.1/AV:N/AC:L/PR:N/UI:N/S:U/C:H/I:N/A:N

Affected packages

ecosystem package affected fixed in
npm @actual-app/sync-server
<26.2.1
26.2.1

Affected products

  • actualbudget actual

Classification

Weakness
  • CWE-306 Missing Authentication for Critical Functionality

References

Sources

Fencer Vulns keeps one entry per vulnerability: the CVE id wins, then GHSA, and records that alias each other are merged, except that two CVEs always keep separate entries. The same data is available as JSON.